Bulldozer Insurance

Business and companies in landscaping, construction or a number of other industries are likely to need bulldozer insurance to protect their fleet of heavy machinery. 

This can provide peace of mind that your vehicles, and subsequently your business, are protected for all eventualities. 

What is Bulldozer Insurance?

Bulldozer insurance, often referred to as plant or machinery insurance, is a specialised insurance plan specifically created to protect bulldozers or other heavy equipment used by your business. The plan offers financial protection for theft, damage, or other factors.  

Each bulldozer insurance plan can be made bespoke to suit your needs, providing the level of financial protection that you need. 

Construction and plant fleet insurance

Construction and plant fleet insurance is a broader plan that covers vehicles such as:

• Tractors
• Bulldozers
• Cranes
• Excavators
• Compactors
• Forklifts

This insurance type is for private or commercial vehicles actively involved in your construction, delivery or storage process. This can include a variety of these vehicle types or just multiple of one vehicle type. 

• For example, you might need to insure a crane, 2 excavators, 2 compactors and 4 forklifts. Or, you might just need to insure 4 bulldozers. Both of these options would be doable, and cost-efficient under a fleet insurance plan. 

Bulldover insurance can cover a number of different things. You can be covered for damage, injury, death to others, theft, fire, accidental damage, flood damage, storm damage, malicious damage and more. However, it all depends on your specific plan, and the level of cover which you opt for. 

Types of cover for bulldozer fleets

Policies for bulldozer insurance vary, so the level of cover depends on what your needs are:

• Third party only – You’ll be covered for damage, injury, or death to other people or their property.
• Third party, fire, theft – You’ll be covered for the same as third party benefits, and also for fire, theft and attempted theft. 
• Comprehensive – As above, as well as accidental damage, road risks, off-site storage and more. 

Comprehensive cover is not guaranteed to cover everything we’ve listed, as it will depend on the insurer. However, you can tell us what you need covering, and we’ll find the perfect deal for you, at the best possible price. It’s what the Fleetcover team specialises in. 

Individual plant cover vs plant fleet insurance

Plant fleet insurance has a number of benefits over individual plant cover. Primarily, the structure of fleet plant insurance is preferable because it comes in the form of a single policy for a number of different vehicles (2 or more), whilst individual cover would mean that you have to find and manage separate plans for each different vehicle you own. 

On top of this, fleet insurance options allow you to add and remove items to match your ever-changing construction or agricultural fleet very flexibly, meaning you can keep on top of the plan, ensuring all vehicles are fully protected. 

Another bonus is that plant insurance tends to be significantly more cost effective, as you’ll pay a set rate for a certain number of vehicles, which will almost always work out cheaper than finding individual plans for each individual vehicle. This is usually even the case for fleets of just 2 bulldozers, or other agricultural/construction equipment. 

At FleetCover, we’re eager to talk to you about the specifications of your fleet and what a policy may cost for you. Get in touch today to learn more.