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Van Breakdown Cover

Our breakdown cover can provide you with the most effective cover from two vehicles upwards. So if you have a small or large fleet of vans we have you covered.

Here at Fleetcover, we provide different levels of van breakdown cover, working with you to establish the best policy for your business needs.

Our breakdown cover can provide you with the most effective cover from two vehicles upwards. So if you have a small or large fleet of vans we have you covered.

Our van breakdown cover is a standalone policy but we also work with a panel of insurers who can include breakdown cover within the fleet policy.

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What is fleet van breakdown cover?

Fleet van breakdown cover can help protect if a van in your fleet breaks down on one of your drivers. 

It can be stressful when your van breaks down, especially if you’re out on a job and you need to be somewhere.

Adding on towing fees and repair costs, fleet van breakdown cover will help to get your vehicle back on the road with as little down time as possible, so your workers can go back to doing what they do best.

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What types of breakdown cover are there?

Just like with fleet car breakdown cover, fleet van cover offers different types of breakdown cover, including:


Roadside assistance

If you break down away from your premises, a recovery vehicle will conduct repairs on the roadside. If this isn’t possible, you will usually have your van towed to the nearest garage or if the issue cannot be fixed in the same day, the vehicle can be recovered back to your premises or to a destination of your choice.


National coverage 

Recovery from anywhere in the UK to your premises or a local garage if your vehicle cannot be repaired at a local garage within the same day or requires parts ordering. This is a good choice if your driver’s travel long distances for work.


European breakdown cover

If you have business in Europe, whether this is regularly or on a one off-basis, you will need European coverage. This only includes certain countries, so it’s best to discuss your needs with us first before purchasing a policy.


Home start 

Home start provides additional support if your van won’t start at home or work, or within a specified distance of your home or work place.


Onward journey cover 

If you break down away from home and a quick repair isn’t possible, onward travel can provide replacement vans, overnight accommodation or travel expenses.


What level of van breakdown cover do I need?

The level of breakdown cover you require depends on your needs and driving habits. We offer different levels of van breakdown cover to suit all business sizes and budgets.

Our range of cover supports your business operations, with premium features and wider locations available if this is most suited.

We offer four main types of van breakdown cover, see below:

  • UK local cover
  • UK local and national cover
  • UK local, national and doorstep cover
  • UK and European cover
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Why do I need van breakdown cover?

Whether your fleet of vans are old, new, used everyday or every once in a while, they all have possibilities of breaking down, which could be detrimental to your business.

Having van breakdown cover ensures your employees, vans, and business, continue to work with minimal disruption.

Choosing the right level of protection and cover for you is also critical and an essential cost to get your van back on the roads swiftly and safely.

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What are the most common van breakdown causes?

You van may break down for a number of reasons, but some of the most common reasons include:


Flat batteries 

Flat batteries are the most common reason for breakdown recoveries. If you attempt to start your van and hear silence or the engine clicking, you probably have a flat battery.

Flat batteries can be caused by a faulty alternator, cold weather or even leaving the lights on by accident.


Engine issues

Engine issues will likely mean you need to be towed to the nearest garage. If your van’s alternator is faulty, this will likely cause engine issues.

If you notice any warning lights on your dashboard, try to get to a garage to get it fixed in time before it breaks down.


Flat tyres

Flat tyres are often caused by rogue nails or screws, or potholes in the road.

New vans may not always come with a full spare tyre. It may come with a run-flat tyre or repair kit so you can make your way to a garage.

It’s a good idea to make sure you have a spare tyre in the back of every van in your fleet, along with the necessary tools.



Accidently putting the wrong fuel into your van can happen to the best of us.

If you notice early enough, don’t start your engine as an expert can pump the fuel out. If you have started the engine there may be some mechanical problems which could lead to expensive repairs.

If you have misfiled, do not start your engine. Instead, try to push your van to a safe place and call an expert.

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How to save money on van breakdown cover

You can save money on your van breakdown cover by purchasing a fleet van insurance policy instead of individual policies. 

At FleetCover, we can provide tailored policies, which include breakdown cover, to perfectly suit your business needs.


What does Van Breakdown Cover cost?

Although it can depend on a number of factors, prices start from £35.41.

To learn more about our van and fleet breakdown cover options for your business, please get in touch with our friendly team.

Call us 0345 224 5329

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Waterside House,
Waterside Drive,

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