A Complete Guide To Van fleet Insurance
Are you looking for a van fleet insurance quote? Or, maybe general information on how you can benefit from a van insurance policy for your fleet?
We offer van fleet insurance comparison, fleet cover policies and we are confident you will see the value in our fleet protection plan.
If your business currently uses more than 2 vehicles, you will need cover from an expert van fleet insurance company. This is exactly what Fleetcover provide – comprehensive van insurance for your fleet. We take away the stress of potentially losing out on £1000’s, if something was to happen to one of your vehicles, or you miss a payment on one of your vehicles.
What is van fleet insurance?
The goal of van fleet insurance is to simplify motor insurance for a number of vehicles – in this case, vans. Insuring multiple vans under one insurance policy can have a long list of benefits that we will dive into further down in the article.
Having one insurance renewal date and the ability to have Any Driver policies are just a few ways that van fleet insurance could simplify your business operations.
If at any point, you need to make a claim, fleet insurance will ensure that it is registered across one policy, as opposed to individual vehicles. One of the best things about van fleet insurance is the risk is spread across multiple vans which can then result in a lower overall premium.
You may be thinking, when would van fleet insurance actually come in useful in my business operations? There are a few examples of where it can come in especially useful.
The first instance is in a haulage and courier situation. If your business transports goods over long distances, in multiple vans and you don’t have fleet insurance; you could be causing yourself more stress than you need to.
Another example is transporting your own business items. There is a ‘carriage of own goods policy’ that would insure you for specifically driving a van whilst carrying your own business goods.
Let’s look further into how it actually works.
How does van fleet insurance work?
The thought of legally keeping every single van in your fleet insured can be somewhat of a daunting task. We at Fleetcover completely understand this, which is why we go out of our way to provide you with the best service possible.
Also, what if you have numerous drivers employed? Every one of the drivers will need insurance to operate your fleet. More stress.
So what is the best way to insure multiple vehicles, that are operated by numerous drivers? Well, the solution is one yearly single payment for a comprehensive fleet insurance policy. This inevitably takes away the stress of trying to balance individual payments for your fleet.
Depending on the size and complexity of your business, opting for a van insurance policy will save you money, time and give your business peace of mind.
How many vans do you need for fleet insurance?
Usually, if your business has just two vans, you can purchase a policy. However, the amount of vans you will be able to cover on a single fleet policy tends to depend on which provider you go for.
Technically, you could have 500 or even 1000’s of vans on one fleet policy. Although, some providers will have a minimum and a maximum number of vans you can insure.
If you have less than 10 vans, it could be worth looking into a mini fleet insurance policy. You can find out more about mini fleet insurance here.
Let’s look at some of the benefits we offer;
- Mechanical breakdown cover
- Recovery home or original destination if repairs cannot be carried out at roadside
- Accident or vandalism cover
- Fire, theft or attempted theft cover
- Flat battery, loss or breakage of keys cover
- Lack-of-fuel cover
- Accidental damage to tyres cover including punctures for motorcycles
- SMS text messaging service to mobile phone callers advising them of ETA of our operator
How much is van fleet insurance?
Van insurance is a legal requirement, we know this, but will a fleet insurance policy be cost-effective for your business? Yes, having insurance for your van fleet will free up your time instead of individually managing insurance for all of your vehicles.
Like we have already mentioned, managing payments for each individual van in your fleet can be a difficult task. Therefore, choosing to pay one cost-effective annual payment is key to avoiding missing payments, losing out on money and overall, freeing up your time.
To summarise on your question – How much is van insurance? This will depend on the size of your fleet and the type of cover you choose with us.
What’s included with van fleet insurance?
With Fleetcover, you receive more than fleet insurance. We have an in-house team of experts that are dedicated to providing you with financial advice. Also, let’s look at a few more things that we provide in your fleet cover policy;
- A full comprehensive fleet review
- Communication with our in-house claims department
- You will receive savings on all insurance renewals
- Risk management advice
- Expert and private advice on your insurance issues
What does van fleet insurance cover?
In terms of coverage, van fleet insurance can be broken down into the typical three car insurance categories.
Third-party covers you for the cost of any damage to other people, their vehicle or their property.
- Third-party, fire and theft
This will cover you for the same as third party but will also cover you if your van gets stolen or is damaged by fire.
- Fully Comprehensive
Full comprehensive cover includes everything that is mentioned above but will also cover you for any other types of damage that are done to your van.
Keeping your fleet insured by experts is a sure way to take away stress and allow you to focus on growing your business.
With Fleetcover, you have more than just van fleet insurance. We’re here to provide you with a professional cover policy and expert advice from our highly qualified team, whenever you need it.