Road Sweeper Insurance

Road sweeper insurance protects your fleet of road sweeping vehicles with unique cover designed specifically for its purpose. Special types insurance can often be difficult to obtain with full confidence, as the unique nature of these vehicles makes it hard to understand exactly what you need to be covered for.

That’s why FleetCover makes it our mission to find comprehensive and affordable fleet insurance plans for all vehicle types, including road sweepers.

What is Road Sweeper Insurance?

Road sweeper insurance is a type of cover designed for non-standard cases, including specialist commercial vehicles. This could include standard smaller road sweeper trucks, to industrial large street cleaning vehicles. This type of specialist protection can cover modified vehicles, and performance enhanced commercial machines.  

Finding the right cover for such vehicles can be a complex process which often leads to being overcharged, so it’s recommended that you seek a specialist insurance broker such as FleetCover for fair and comprehensive protection.

Does a road sweeper need insurance?

Given that road sweepers are used on public roads, it is a legal requirement that they are insured. Under the Road Traffic Act 1988 legislation, any and all vehicles driven on the road must be insured. As a professional road sweeping business (or similar), you also need public liability insurance to protect against damage caused by your business activities with a road sweeper. This could be debris being launched and hitting somebody or their property.

Plant and special types vehicle fleet insurance

At FleetCover, we specialise in industries such as plant and special types vehicle fleet insurance. As a result, we understand the unique and specific requirements of such vehicles, including road sweepers. This depth of knowledge and understanding means we can protect your business against every threat in your industry, including accidental damage, loss, theft and much more. 

Learn more about our owned and hired plant insurance checklist.

We also offer fleet breakdown cover to keep your vehicles up and running at all times.

What does Road Sweeper Insurance cover?

Road sweeper insurance can cover the following:

• Liability for damage

• Physical damage to the sweeper itself

• Equipment breakdown

• Legal expenses

• Plant and machinery insurance

• Employee injury/damage

• Fire damage

• Theft

In essence, a road sweeper insurance plan can cover whatever you need it to. Our plans are designed to be bespoked for fleets of all sizes, including mini fleets and large fleets. Consider the level of risk your fleet poses before seeking a fleet insurance plan, as well as what specifics need covering.

Types of cover for road sweeper fleets

These are the different types of cover for road sweeper fleets:

• Road sweeper motor insurance – The basis of your road sweeper fleet insurance, covering the vehicles themselves. It provides the highest level of cover against accidental damage, theft and fire. You can also opt for just third party, fire and theft, or third party only coverage too. We would recommend full comprehensive cover however, for the lowest risk to your business. 
• Public liability insurance – This covers financial losses caused to members of the public (or their property) as a result of your business operations whilst using your road sweeper fleet. 
• Tool of trade risk – An extension to your public liability insurance, covering incidents which occur in publicly accessible areas. 

Remember, we understand the varying and unique needs of a road sweeper fleet, or any special types vehicle fleet. That’s why our ethos is to listen to and understand your needs before finding the right plan for you. Get in touch with us today to find out more.