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What is taxi breakdown cover?

Taxi breakdown cover is a specialist type of breakdown cover that is designed for taxis and private hire vehicles that are used to carry passengers. If you are a taxi driver, we’re sure that you are well aware that downtime can be costly in terms of time and money. 

Specialist taxi cover can help you and your taxi back on the road and back to doing what you do best. 

Get Breakdown Cover for your Taxi

Do you need taxi breakdown cover?

Taxis and private hire vehicles spend much more time on the roads than your standard vehicle, and this can increase their chance of breaking down. Taxis will therefore often require specialist business breakdown policies. 

As a taxi driver, your vehicle is your business, which is why it is so important that you find the right level of protection to help keep your business moving in the event of a breakdown.

Private hire taxi breakdown cover

It’s important to remember that even if you are a private hire taxi driver, you still need and will benefit from breakdown cover. Private hire taxi breakdown cover includes all of the same aspects as regular taxi insurance, and it is just important to have. 

Private taxi hire does include cover for Uber drivers, since from an insurance perspective they are private hire, even though Uber does not explicitly state this. 

Minibus taxi breakdown cover

Our comprehensive minibus taxi breakdown cover works exactly the same way as our standard taxi breakdown cover, giving you peace of mind that your passengers will reach their destination safely. 

Our minibus taxi breakdown cover includes roadside assistance, at work assistance, national recovery and onward travel coverage. 

Who needs taxi breakdown cover?

Taxi breakdown cover is essential for any professional driver who carries passengers for profit. 

This can include both regular taxi drivers and private hire drivers too, such as those who work for the likes of Uber. 

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What is covered with taxi breakdown cover?

Our taxi breakdown cover is designed to protect your taxi business in the event your vehicle breaks down. 

Out taxi breakdown cover could include:

  • Local recovery 
  • Roadside assistance 
  • National recovery
  • Onward travel
  • Misfueling coverage 
  • Tyre punctures 
  • A flat battery
  • Lost or broken key coverage 
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How much does taxi fleet breakdown insurance cost?

Taxi fleet breakdown costs can vary depending on a number of factors, however, we have access to a panel of breakdown providers in order to provide you with our best possible price.

To learn more about our taxi fleet breakdown insurance policies, please get in touch with our friendly team.

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