Fleet Insurance for Non-Standard Vehicles

It is often more difficult to find a comprehensive policy which covers the unique and specific risks involved with non-standard vehicles. That’s why we’ve launched our new non-standard fleet insurance plan to meet all of your coverage needs, no matter what vehicle type.

Types of unusual or non-standard vehicles

Unusual and non-standard vehicles typically refers to special purpose vehicles and those which are specifically designed for unique environments or purposes:

• Emergency vehicles
• Cranes and/or plant vehicles
• Haulage vehicles
• Utility vehicles
• Motor homes
• Catering vehicles
• Mobile shops/units
• Classic/vintage vehicles
• Horseboxes

This is not an exhaustive list of non-standard vehicles, as the term generally refers to any vehicle which falls outside of typical vehicle profiles.

What non-standard vehicle insurance covers

Non-standard vehicle insurance covers the same aspects as typical fleet car insurance, as well as a range of unique risks specific to the non-standard vehicle(s).

So, depending on your cover level, you can expect your policy to protect damage, fire, theft, third-party liability, and other standard aspects you’d potentially expect to see on any fleet insurance plan.   

On top of this, you can expect specific unique aspects, such as:

• Protection for specialised parts and equipment
• Alterations from factory specifications
• Specialist repairs
• Secure parking/storage, and more

The idea of fleet insurance for non-standard vehicles is to cover for the aspects you need, no matter what they are. That’s why our bespoke FleetCover policies are your best option.

Why you might need specialist non-standard vehicle insurance

You most likely need specialist non-standard vehicle insurance to cover a range of risks and aspects specific to your fleet, which aren’t covered under other policies you’re researching. 

Whether this is because you have a variety of industrial or agricultural vehicles such as cherry pickers, bulldozers, mobile cranes, ploughs and more, or a fleet of classic and vintage vehicles which are generally more expensive to cover, specialist insurance provides the level of coverage you need. 

This removes the need to source, manage and pay for multiple different policies across a range of vehicle types in your fleet, reducing administrative and premium costs significantly. 

Check out our dedicated blog which covers how to insure a fleet of non standard vehicles.

Ensuring non-standard vehicles in a fleet are insured correctly

The difficulty with insuring non-standard vehicles, regardless of what industry or usage category they fall under, is that it can be difficult to find comprehensive plans which actually cover all the unique, and often confusing, risks specific to them. 

The best way to ensure this is by enlisting the help and support of fleet insurance experts, such as FleetCover, to discuss your specific needs and find a matching policy to fully protect your non-standard fleet. 

Get in touch today for a bespoke quote.