Choosing the Right Insurance for a Mixed-Use Vehicle Fleet

Most business fleets operate using a variety of different vehicle types with a range of tasks. Find out how to achieve the right insurance level for your fleet

The majority of business fleets operate using a variety of different vehicle types, covering a range of activities and tasks. This ranges from general day-to-day personal transport to specialist niche or special-types vehicles. 
 

It can be difficult to choose the right insurance for a mixed-use vehicle fleet, particularly when each and every vehicle has different insurance needs and requirements. 

Can one insurance policy cover a mixed use fleet?

One insurance policy can definitely cover a mixed use fleet. In fact, this is largely what fleet insurance is designed for. 

This can even include options such as ‘any driver’, and cover combinations of company cars, delivery vans, coaches and buses, and much more. 

Get in contact with FleetCover to learn how to choose the right insurance for a mixed-use vehicle fleet.

Secure Cover for Your Mixed-Use Fleet

Why it may be difficult covering mixed-use vehicles in a fleet

The main reason it can be difficult to cover mixed-use vehicles in a fleet is because every vehicle has different insurance requirements (and prices) based on its purpose, use and cost. 

For example, a grey fleet may just need covering for occasional business use, which is significantly cheaper and less complex than the insurance needs of construction and agricultural plant fleets.

However, this doesn’t mean it’s impossible to combine the two under one policy. Fleet insurance specialists, such as FleetCover, are able to understand the varying complex needs of diverse business fleets. From there, it’s possible to find a suitable insurance policy, which is cheaper and easier to manage than finding separate policies for each vehicle type. 

What insurance might you need for a multi use fleet?

The best approach to covering a multi use fleet (including cars, vans, HGVs and more) is usually a single motor fleet insurance policy, which would typically include all vehicles, and possibly any driver, under a single policy.

There are a range of different options and coverage levels available:

In terms of specific insurance types, a multi use fleet might include (but not be limited to):

Essentially, no matter the type of insurance or range of your fleet, a relatively simple policy can be used to cover each and every vehicle with the required and relevant type of coverage. 

Finding the right cover for a mixed vehicle fleet

Finding the right cover for your mixed vehicle fleet usually requires communicating with fleet insurance specialists for a policy which fully accounts for some or all of the following:

FleetCover can help you to find the perfect policy to reduce costs, administration time and simplify the overall process of insuring all of your business vehicles.

Get in touch for a bespoke mixed-use vehicle policy today.